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Chris Wysocki
Caldwell, NJ
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Thursday, 11 December 2014
Obamacare, so successful that people can't afford to use it
Hey Obamabots, what good is "affordable" health insurance if it costs you too much to use it?
In a survey taken in the fall, The Commonwealth Fund, a private, independent health care research organization, found that about 40 percent of adults nationwide who had high-deductible private insurance plans reported delaying care because of the cost.
In another, the Gallup Poll, which annually asks about health care cost and use every November, reported that the percentage of Americans who had insurance and chose not to go to a health care professional for a routine visit or a need because of cost hit an all-time high of 34 percent.
"Last year, many hoped that the opening of the government health care exchanges and the resulting increase in the number of Americans with health insurance would enable more people to seek medical treatment," Gallup said. "But, despite a drop in the uninsured rate, a slightly higher percentage of Americans than in previous years report having put off medical treatment, suggesting that the Affordable Care Act has not immediately affected this measure."
The problem is easy to identify but difficult to solve. Health care is extremely expensive in the U.S., and to keep from busting their budgets, companies that provide coverage to their employees and families increasingly are turning to plans that keep monthly premiums lower by increasing deductibles and charging more for out-of-pocket costs, said Linda Schwimmer, vice president of the New Jersey Health Care Quality Institute.
"More and more of [the cost] is being put on the employee, and because of that, they're reluctant to get the care they need because they're concerned about the cost," she said.
Once again proving that the Affordable Care Act is a total misnomer.
Obamacare will never cut costs. It can't. Not with all of it's mandates and required coverages. So to artificially lower the up-front cost of health insurance it had to hike the back-end copays and deductibles that kick in when we actually go to use it.
The result? Pay through the nose, or go without medical care.
Given the abysmal Obama economy, the choice is clear. Feed your kids, and skip the colonoscopy. To most folks a $4,000 deductible might as well be $400,000. And those $75 prescriptions buy a whole lotta diapers.
The best part is, Obama knew he was hoodwinking us. And he didn't care. That's the real story of Jonathan Gruber.
Gruber's attempt to downplay his role in the ACA is unconvincing, for reasons we suggested here. But the most damming comments by Gruber were not his "glib" words about the American public but his accurate analysis of the Affordable Care Act. For instance, in one of the videos that became controversial, Gruber is taped saying "What the American public cares about is costs. And that's why even though the bill that they made is 90% health insurance coverage and 10% about cost control, all you ever hear people talk about is cost control." That is not glib; regardless of whether you think the law was sold deceptively in the way Gruber suggests, his understanding of the law's focus on coverage over cost is correct. Whether or not Gruber was "the architect" of the law, whether or not his more noxious comment can fairly be associated with the law, he understands the law—and that is damming enough.
They purposefully obfuscated Obamacare's effects. Obama lied, health care died.
Posted at 12:31 by Chris Wysocki
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