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I imagine that somewhere in the land of unicorns and rainbows there is someone who was once helped by Obamacare.
But here in the Real World, it's been nothing but a royal pain in the butt.
And now, a new poll by those noted right-wingers at CNN confirms what most sane people already know.
Obamacare's overall approval rating remains upside-down by nearly 20 points (40/59), virtually unchanged from its March "rebound." Democrats' self-congratulatory convulsions over "eight million new enrollees" failed to move the needle. (Reasons for scare quotes here, here, here, and -- new today! -- here). Asked whether the law has helped or hurt their families, respondents shared the bad news:
I wonder if CNN asked the fake applicants what they thought…
And sooner or later everybody is gonna hate Obamacare.
It's a dubious honor, but New Jersey now has the highest Obamacare premiums in the nation.
New Jersey residents who qualified for federal subsidies to buy health insurance have the highest monthly premiums of any state using the federal marketplace, a new report shows.
The average monthly premium offered by the three companies selling Affordable Care Act policies in New Jersey was $465.
The reason for the high numbers in New Jersey is simple, said Joel Cantor, director of the Center for State Health Policy at Rutgers University: Health care in New Jersey is very expensive.
"The big question is, 'How do we solve the affordability problem?' We've come a long way, but most would argue we haven't solved it. There's still a huge problem of underlying costs," he said.
Remember when Obamacare was going to save everybody $2500 per year?
Yeah, me neither.
They testified on Capital Hill yesterday, and they all said the same thing, the Obamacare website still isn't working correctly.
The witnesses included Frank Coyne of Blue Cross and Blue Shield Association, Mark Pratt of America's Health Insurance Plans, Paul Wingle of Aetna, Brian Evanko of Cigna, J. Darren Rodgers of Health Care Service Corporation, and Dennis Matheis of Wellpoint, Inc.
"There are still issues on the back-end" of the website, said Coyne.
Wingle said, "There's still work to be done."
Matheis was the most diplomatic, saying, "Yes, to echo my colleagues' statements, we still have opportunities for improvement."
When applied to the Obama Administration, the phrase "opportunities for
improvement" has gotta be the understatement of the year. It's trainwrecks
everywhere you look.
The VA needed a way to handle a backlog of more than 2 million pending medical orders. There was no chance they could get to them all on time, so they decided to randomly delete 1.5 million of them.
More than 1.5 million medical orders were canceled by the Department of Veterans Affairs without any guarantee the patients received the treatment or tests they needed, the Washington Examiner has found.
Since May 2013, veterans' medical centers nationwide have been under pressure to clear out 2 million backlogged orders for patient care or services.
They were given wide latitude to cancel unfilled appointments more than 90 days old. By April 2014, the backlog of what the agency calls "unresolved consults" was down to about 450,000.
What happened to other 1.5 million appointments is something that no one, including top officials at the veterans' agency, can answer.
Go ahead, tell me this stuff won't happen with Obamacare.
The White House is already fudging the enrollment numbers. And we've seen examples of acute doctor shortages. So if somebody is waiting "too long" for care, watch for their records to inexplicably go missing too.
Because Obamacare has to look good, even if it doesn't do good.
"We found they closed consults but there was no evidence as to why it was closed," Debra Draper, health care director for the GAO, told the Examiner.
"By not having that independent verification or any other controls, there isn't any way of knowing whether they were appropriately closed out," Draper said.
"You don't know whether people received the care or if they received it in a timely manner. There's no audit trail. There's no way to know whether they were appropriately closed," she said.
Audit trail? They don't need no stinkin' audit trail! They're the government!
And when folks went looking for the records, they found a mess.
In 2012, officials at the VA headquarters in Washington tried to build a database to track consult orders. But the database proved to be useless because of poor record keeping and the lack of standard procedures for tracking and filling the orders, Draper said.
Sound familiar? Wanna bet the various Obamacare databases are in better shape?
Your health care is in the very best of hands.
Veterans seeking help from Obama's VA were left to die.
At least 40 U.S. veterans died waiting for appointments at the Phoenix Veterans Affairs Health Care system, many of whom were placed on a secret waiting list.
The secret list was part of an elaborate scheme designed by Veterans Affairs managers in Phoenix who were trying to hide that 1,400 to 1,600 sick veterans were forced to wait months to see a doctor, according to a recently retired top VA doctor and several high-level sources.
Internal e-mails obtained by CNN show that top management at the VA hospital in Arizona knew about the practice and even defended it.
When a veteran comes in seeking an appointment, "they enter information into the computer and do a screen capture hard copy printout. They then do not save what was put into the computer so there's no record that you were ever here,"
The information was gathered on the secret electronic list and then the information that would show when veterans first began waiting for an appointment was actually destroyed.
"That hard copy, if you will, that has the patient demographic information is then taken and placed onto a secret electronic waiting list, and then the data that is on that paper is shredded."
"So the only record that you have ever been there requesting care was on that secret list," he said. "And they wouldn't take you off that secret list until you had an appointment time that was less than 14 days so it would give the appearance that they were improving greatly the waiting times, when in fact they were not."
Gee. Remember how the While House is crowing about their 8 million Obamacare signups?
Any bets on whether or not those numbers were fudged too?
Because you know they've got a "secret list." Of people who've actually paid. And I can guarantee there's way fewer than 8 million names on it.
Which, of course, is why they won't show it to you.
So, who here thinks they don't already have an Obamacare death list too?
If this president is willing to let veterans die anonymously, do you really
believe he'll care whether or not your children get the life-saving medication
they need? Especially if it costs
a dollar more than their death?
It's the product you're forced to buy, except now you're no longer allowed to buy it, at any price, until the next open enrollment period. Even if you really, really, really need it.
The Obamacare insurance exchange window slammed shut on March 31st, and it won't open again until January 1, 2015. So, if you're uninsured, you're out of luck.
There is yet another ObamaCare surprise waiting for consumers: from now until the next open enrollment at the end of this year, most people will simply not be able to buy any health insurance at all, even outside the exchanges.
"It's all closed down. You cannot buy a policy that is a qualified policy for the purpose of the ACA (the Affordable Care Act) until next year on January 1," says John DiVito, president of Flexbenefit which has 2,500 brokers.
John Goodman of the National Center for Policy Analysis in Dallas adds, "People are not going to be able to buy individual and family policies, and that's part of ObamaCare. And what makes it so surprising is the whole point of ObamaCare was to encourage people to get insurance, and now the market has been completely closed down for the next seven months."
No Mr. Goodman. "The whole point of Obamacare" is to destroy the private health insurance market in the United States.
And gee whiz, it succeeded.
I hope all you Obamabot assholes are happy.
You already know this but, if you liked your plan, you couldn't keep your plan.
And of course, if you liked your doctor, you couldn't keep your doctor.
Do you remember when Barack Obama told you the average family would save $2,500 a year under Obamacare?
Yeah, that was a lie, too.
Everything Obama says is a lie. Including "and" and "the."
The United States has seen the sharpest increase in health insurance premiums in the last year than possibly ever, a new survey has found, and analysts have concluded the "increases are largely due to changes under the Affordable Care Act."
According to Forbes Magazine, a quarterly survey by investment bank Morgan Stanley of 148 brokers who sell insurance showed that premiums accelerated in the last quarter more than of any of the 12 prior quarterly periods, a peak which has coincided with the run-up to the Obamacare deadline.
The average premium increases for insurance renewals in the most recent quarter were over 11 percent in the small group market and 12 percent in the individual market where consumers buy coverage directly from health plans. By comparison, the September survey showed that increases in the small group market averaged 3 percent, and 2 percent in the individual market.
In some states, increases have been 10 to 50 times those averages, according to Forbes. For the individual insurance market, premiums have increased an average of 100 percent in Delaware, 90 percent in New Hampshire, 54 percent in Indiana, 53 percent in California, 45 percent in Connecticut, and 37 percent in Florida.
For the small group market, Washington had an average increase of 588 percent, followed by Pennsylvania at 66 percent, California at 37 percent, and Indiana at 34 percent.
The data shows that "rate hikes have accelerated as Obamacare's regulations have started to get implemented," wrote Scott Gottlieb, a Forbes contributor who analyzes policy, regulation and public health.
Yippee kai ay.
Want more bad news? That's just the premiums. Add in the ballooning deductibles and shrunken provider networks to really bring home the point that "Affordable Care Act" is in fact the ultimate oxymoron.
Barack Obama has done real and lasting damage to the health care system in this
country. On purpose. All of you who voted for him? Yeah, you're complicit in
Talk about your pyrrhic victories.
The Obamabots achieved their goal of signing up 7 million Americans for health insurance.
Bribery. They achieved their goal the way the Democrats always do, with bribery. Something for nothing, passing the bill on to our children. Take 5.6 million people, give 'em an average of $250 per month in premium subsidies, and that's $16.8 billion dollars of wealth transfer a year, just to buy votes.
Your tax dollars at work!
But think about it, they're giving away health insurance for free and they still had to beg, cajole, and plead while dragging the mendicant class kicking and screaming into the exchanges.
And don't forget, in order to give that free health insurance to 5.6 million grifters, they had to ruin it for all the rest of us too.
So, no matter what
the media tries to tell you, if that's a "success," I'll eat my hat.
In case you've been living under a rock (or in Mom's basement playing X-Box), today is the absolutely last day to sign up for Obamacare!
Except, it isn't. HHS extended the deadline.
So don't sweat it. Don't clog the "swamped" federal call center either. Operators are not standing by. But they'll call you back!
High call center volume right now. System will now allow consumers to leave their info to be contacted later when we can serve them.— HealthCare.gov (@HealthCareGov) March 30, 2014
They'll still respect you in the morning too.
HHS never created a deadline it couldn't ignore, repeatedly.
And just as I predicted, the "absolute" deadline of March 31st to enroll in Obamacare for this year has been "extended."
People who've started applying for health insurance but aren't able to finish before the March 31 enrollment deadline will get extra time, the Obama administration announced Tuesday.
"We are experiencing a surge in demand and are making sure that we will be ready to help consumers who may be in line by the deadline to complete enrollment, either online or over the phone," Health and Human Services spokesman Aaron Albright said.
The White House is scrambling to meet a goal of 6 million signed up through new online markets that offer subsidized private health insurance to people without access to coverage on the job. The HealthCare.gov website got more that 1 million visitors Monday, and the administration also wants to prevent a repeat of website problems that soured consumers last fall.
Officials said the grace period will be available to people on the honor system, meaning applicants will have to attest that special circumstances or complex cases prevented them from finishing by March 31.
It's unclear how long the extension will last. Some have urged the administration to allow until April 15, the tax filing deadline. People who are due refunds may be willing to put some of that money toward health care premiums.
And guess what? This latest ploy makes Kathleen Sebelius a lying sack of shit. (But you already knew that.)
During a March 12 congressional hearing, HHS Secretary Kathleen Sebelius told Texas Republican Rep. Kevin Brady that there would be no such extensions.
'Are you going to delay the open enrollment beyond March 31?' Brady asked.
'No, sir,' she replied.
Oops. Remember when lying to Congress was a crime?
I smell desperation in the air.
It reminds me of those cheesy highway furniture stores that are perpetually "going out of business." There's one on Route 46 in Parsippany that's had a huge "Everything Must Go!" sign plastered across the front windows for at least as long as I've been alive. It catches the casual observer's attention, but after a while it's just another part of the landscape, easily ignored.
Obamacare's enrollment process is like that. What's the urgency, since the deadlines are so malleable? People will be like, hey, if I don't sign up now, no sweat, they'll make another exception, right?
Of course they will. Count on it.
The website works. Sometimes. And the deadline for signing up is rapidly approaching. Again. But there's one big piece of Obamacare that's still missing.
Much emphasis has been placed on enrollment stats as the Affordable Care Act's inaugural open enrollment period comes to an end. But there's a key function on the federal exchange that remains inactive: the mechanism to reconcile payments between the government and insurance companies.
This "back-end mechanism" has been missing for the entirety of open enrollment period, which launched Oct. 1, meaning insurance companies have had to manually bill the government for subsidies and cost-sharing plans, a procedure that's being dubbed an administrative nightmare.
An insurance industry source close to the matter says insurance companies have been participating in a manual workaround over the last five months, which has been "an incredibly labor intensive process."
Right now, insurance companies are manually billing the Centers for Medicare and Medicaid Services for all subsidy and cost-sharing plans. If a person is eligible for a $250 subsidy toward a $450 plan, once he or she makes their $200 payment, the insurance company would continue to wait on the government to complete payment. The enrollee would remain insured all the while.
The check is in the mail!
Hey, they only had 3 years to get this right, so whaddaya expect?
CMS continues to work on the back-end system, although it is not yet clear when it will be up and running.
Nobody's been fired. No one is accountable. So, really, who cares when it will be up and running? There's no downside to the guys in the bureaucracy, all the pain falls on the big bad insurance companies.
And get this. The lack of a back-end is actually helpful to the Administration in the short term. How? Because it muddles the true enrollment numbers; there's no way to count how many people have actually paid their premiums. Even the folks who've paid may not have seen their subsidy applied to their account. The insurance company can't accurately bill them for the next month's premium.
But if you can't tell who's paid, how can you tell who's insured?
Everybody! Everybody is insured! Enrollees have to stay on the enrollment roll for 90 days, even if they don't pay. So presto! Full enrollment!
Now, I happen to know a thing or two about back-end systems for insurance companies. Especially billing and premium payments. First off, they're far and away the least sexy systems to work on. There's nothing particularly creative about them, there's no cool user interface, and each state has a zillion bizarre rules about what the bills can look like and how the verbiage needs to read.
Coding and maintaining the software is indeed mind-numbing.
It's also the two areas that are most visible to upper management. If money isn't coming in, they want to know why. If bills aren't going out, they really want to know why, because no bills going out equals no money coming in.
Believe me, when the billing cycle abends, I stay up all night to fix it.
So I gotta wonder why HHS didn't put a higher priority on this function for Obamacare. Insurance doesn't work if people aren't paying their premiums. They oughta know that. Then again....?
Your health care is in the very best of hands.
Obamacare is almost 4 years old. And unlike wine, it's not improving with age.
A new Pew Research poll quantifies the failure.
Only 41% of Americans "approve" of Obamacare, and a mere 26% "strongly approve" of it. Meanwhile, 53% of us dispprove, and more than 3/4 of that number strongly disapprove.
As the four-year anniversary of the Affordable Care Act approaches, the law remains unpopular with the public. Currently, 53% disapprove of the 2010 health care law while 41% approve of the law.
There is substantially more strong opposition than support for the health care law. Overall, 77% of those who disapprove say they feel this way very strongly (41% of public); 64% of approvers hold this view very strongly (26% of the public).
Across most demographic groups, strong opposition to the law is greater than strong support. Moreover, while 79% of Republicans strongly disapprove of the law, a much smaller share of Democrats (53%) strongly approves of it.
Among young people — who split on the law generally (50% approve, 47% disapprove) — about twice as many say they strongly disapprove (32%) as say they disapprove not so strongly (15%); among approvers, roughly equal shares hold this view strongly (27%) as not strongly (23%).
Most men disapprove of the law (57%) while 39% say they approve. Women are more closely divided with 44% saying they approve and 50% saying they disapprove.
No matter how you slice it, Obamacare is wildly unpopular. Except among partisan Democrats.
There continue to be deep partisan differences over the Affordable Care Act — 72% of Democrats approve of law compared with 37% of independents and just 8% of Republicans.
Interestingly, in the survey's demographic breakdown, Democrats and Independents outnumber Republicans by about 3 to 1. Which makes the overall negative perception even more glaring, because Democrats are the only group still pretending to love Obamacare. If Pew had sampled an equal number of Republicans the results would look even worse.
Remember when Debbie Wasserman Schultz proclaimed that by trumpeting Obamacare
Democrats would sweep the 2014 midterm elections?
Good luck with that Deb.
It's not like they had 3 years to figure this stuff out. Oh, wait, yes they did!
The implementation of the Affordable Care Act has clogged the system for nearly all types of health insurance in New Jersey, causing frustration and delays for consumers, agents and policyholders say.
Lingering backlogs have left thousands in limbo, unsure of whether they're covered and unable to reach anyone to find out. Some people who completed applications late last year — before the deadline for coverage to begin on Jan. 1 — are still waiting for insurance cards.
And so are those who have signed up for N.J. FamilyCare, the state's newly expanded Medicaid program, and private policyholders.
The paperwork chaos has real-world consequences, said insurance agent Susan Goodman, director of group benefits for New Agency Partners in Parsippany.
Her clients report pharmacies don't know how much to charge for prescriptions, hospitals are asking for credit cards upon arrival and pre-certifications for special services can't be obtained.
"It's truly, truly a disaster," she said. "I've been doing this for 30 years and I've never seen anything like it."
Meanwhile, yesterday, Obamacare officially jumped the shark.
Your health care is in the very best of hands.
How do you spell "fail?" Because I spell it O-b-a-m-a-c-a-r-e.
Only 10% of the uninsured, the people this law was purportedly going to help the most, have signed up to purchase health insurance. The other 90% are still uninsured. And they intend to remain uninsured.
ObamaCare appears to be making little progress in signing up uninsured Americans, one of the law's primary goals, according to two new surveys.
Only one in 10 uninsured people who qualify for private plans through the new health insurance marketplaces enrolled as of last month, according to a survey by the consulting firm McKinsey & Co., The Washington Post reported on Thursday.
The McKinsey survey found that only 27 percent of people who have selected a plan on the exchanges described themselves as having previously been without insurance. That percentage is up from 11 percent a month earlier, the report said.
According to McKinsey, the most common reason for not signing up for insurance cited by both previously insured and previously uninsured survey respondents was the perceived challenges in being able to afford coverage.
"Affordable" Care Act my ass. Obamacare made everything more expensive. And the people who couldn't afford health insurance before it was foisted on us still can't afford health insurance.
Curiously, the White House isn't interested in knowing anything about that.
Gary Cohen, the Centers for Medicare and Medicaid Services official who oversaw the insurance marketplaces through their troubled rollout, told an insurance industry conference on Thursday that the administration doesn't know how many uninsured Americans are signing up.
"That's not a data point that we are really collecting in any sort of systematic way," Cohen told attendees when asked how many of the enrollees were previously uninsured, according to The National Journal.
They don't know. And they don't care.
Obamacare isn't doing what it was designed to do. Unless it was designed to destroy the private health insurance marketplace and ultimately replace it with single-payer socialized medicine.
Which, not to put too fine a point on it, is precisely what Obamacare architect Ezekiel Emanuel gleefully predicts it will do.
Obama lied. Your health insurance died.
Remember the fierce moral urgency of getting you onto a comprehensive Obamacare-compliant health insurance plan? You know, one that has all those great essential benefits like free birth control? Remember when it was akin to terrorism for Ted Cruz to suggest delaying Obamacare? Remember when Barack Obama cared about you?
Yeah, me neither.
Politics trumps ideology! Democrats might lose the Senate! So your old crappy plan is suddenly A-OK. But only until after the midterm elections.
Then it'll magically become substandard and crummy again. Unless Valerie Jarrett thinks Hillary might lose the 2016 presidential election…
This president disgusts me. He's a partisan hack. Everything he does is about consolidating power. Yesterday's imperatives are today's afterthoughts, The uninsured / under-insured are merely pawns in his tyrannical quest for progressive hegemony.
Either Obamacare is necessary. Or it isn't.
Barack Obama says it's necessary. But he keeps acting like it isn't.
Actions speak louder than words.
Are you listening John Boehner? Repeal Obamacare. Repeal it now. Because if
Obamacare really is "the law of the land," then this president should be
obeying the law.
New polls show a slim majority of New Jersey voters supports repealing President Obama's 2010 health insurance overhaul.
A poll by Rutgers University's Eagleton Institute of Politics released Tuesday found that by a 51 percent to 43 percent margin, registered voters favor repealing the health insurance law known as Obamacare.
Alas, when it comes to 2016 presidential contenders, that same majority reflexively gravitates to the decidedly pro-Obamacare Hillary Clinton.
In a hypothetical matchup in the 2016 presidential race, Clinton, a Democrat and former Secretary of State, led [Chris] Christie 51 percent to 41 percent among New Jersey voters, Eagleton found in its latest poll.
Clinton also led Christie by 36 percentage points in New York and 8 points in Virginia, according to polls taken by colleges in those states and released in coordination with Eagleton's. In all three states, however, Christie, a Republican, came closer to Clinton than two other potential candidates, Sen. Rand Paul of Kentucky and Rep. Paul Ryan of Wisconsin.
Attention New Jersey! Wake up! If you want to repeal Obamacare,
vote for Ted Cruz. Because electing Hillary guarantees it'll be
an albatross around your necks until the end of time.
Obamacare is the glitch that keeps on glitching.
Customers of Horizon Blue Cross Blue Shield, the state's largest health insurance company, have faced a rocky transition to Obamacare since the law went into effect last month.
A combination of glitches on the federal website, the company's new billing system and the difficult weather resulted in Horizon extending its deadline for payments originally due Feb. 1.
The carrier's Facebook page first told customers on Jan. 29 that those who purchased a policy through the federal website, www.healthcare.gov, might not have received their bills on time. The message urged those whose payments were due Feb. 1 to pay even if they hadn't received any bill.
In other words, trust us! Send money now, we'll figure out later if it was enough.
They're blaming the weather. And that gawd-awful Obamacare web site.
Horizon spokesman Tom Vincz said "file transfer issues" from the federal website left the company with insufficient information to generate an invoice for those customers who selected a policy but didn't pay on the spot.
The affected customers were those who signed up for coverage that was to start Feb. 1.
It's almost as if the whole thing is being run by a community organizer with
no actual work experience…
Once again Barack Obama rewrites a law on the fly. Because enforcing the Employer Mandate this year guarantees the Democrats will lose control of the Senate in the midterm elections. Which, of course, is the reason he postponed it last year too. Obamacare Is The Law, unless the law is politically inconvenient.
The lawless Obama administration will delay the employer health insurance mandate another year due to the upcoming elections.
A Department of Justice brief suggested nearly 80 million Americans will lose their health care insurance due to Obamacare.
80 million pissed off voters == Harry Reid's retirement party. So, keep 'em in the dark for another year!
The Obama administration announced Monday it would give medium-sized employers an extra year, until 2016, before they must offer health insurance to their full-time workers.
Firms with at least 100 employees will have to start offering this coverage in 2015.
By offering an unexpected grace period to businesses with between 50 and 99 employees, administration officials are hoping to defuse another potential controversy involving the 2010 health-care law, which has become central to Republicans' campaign to make political gains in this year's midterm election.
Even the nation's largest employers got a significant concession: They can avoid a fine by offering coverage to 70 percent of their full-time employees in 2015 and 95 percent starting in 2016. Under an earlier proposal, employers with at least 50 employees would have been required to offer insurance, beginning 2015, to 95 percent of those who work 30 hours or more a week, along with their dependents.
Remember when it was important to make sure everybody had health insurance? Yeah, me neither.
You know what's even more infuriating? The fact that Mitch McConnell and John Boehner let Dear Leader get away with this shit. They won't even try to make him follow the law.
The proper response to a lawless executive branch is impeachment.
Don't hold your breath.
From the "I told you so" department: Humana just released their Obamacare enrollment mix, and the numbers aren't pretty. The only people who signed up for Obamacare were those who really had to. That is, the really sick, and the really old. This is known as "adverse selection," and it's the insurance industry's biggest nightmare, because it's gonna cost them a fortune.
Health insurer Humana Inc said on Thursday that it projected its enrollment mix in private plans through the exchanges created by President Barack Obama's healthcare law will be, "more adverse than previously expected."
Humana attributed the enrollment trend to regulatory changes allowing people to remain in previously existing plans not sold on the exchanges. Obama proposed allowing insurers to keep selling plans that did not comply with the Affordable Care Act after political fallout that he was not keeping his promise that people can keep insurance plans if they like them.
Where are all the young, healthy people Obama counted on to subsidize this pool of costly consumers? On their parents' plan! Or sitting Obamacare out, no matter what Pajama Boy told them to do.
And it doesn't help that he had to backtrack on his individual mandate by actually making good on his promise.
In short, people who prefer not to enroll in ObamaCare because they preferred the options they had are now availing themselves of the opportunity to evade this monstrosity, at least for the moment. That leaves the pool even more dominated than it already would have been to people who are enrolling only because they have no other choice - mainly older people or those with pre-existing conditions. When that's your pool, you're in trouble. That was the idea of the individual mandate in the first place. Democrats did understand, in spite of what they said, that many people wouldn't voluntarily sign up and they would have to be forced. So force them they would, because that would be the only way to get the premium dollars that would be necessary to provide coverage for the old and the already-sick.
The whole time Obama was assuring people that if they liked their plan they could keep their plan, he knew perfectly well that if it actually played out that way, it would drive the health insurance industry to financial ruin. But when faced with political consequences for breaking the promise, he threw the insurers under the bus and sacrificed a crucial element of his grand scheme in the service of saving his own political ass. The consequence? Exactly what you see. The mix is terrible, even worse than insurers first feared, and without repeal they're headed for the lovely experience of coming hat-in-hand to the government for a bailout.
Well, isn't that special?
Obamacare is health insurance for the sick and the dying.
Wanna know the Really Good News? You're still gonna pay for their insurance, even if you don't sign up. Because the taxpayers are on the hook for that bailout.
"There is essentially no risk of a 'death spiral,'" says MIT economist Jonathan Gruber, who helped design the ACA as well as the Massachusetts law on which it was modeled. "There are substantial risk mitigation mechanisms as well as subsidies that will attract in healthy enrollees." Most important, say Gruber and Zirkelbach, is a section of the ACA under which the federal government will pick up a substantial portion of the losses for the next three years, if the program goes sour for insurers.
The subsidies thing has, of course, gone swimmingly. So it's on to the bailout! Because when these clowns say "federal government" they mean "you and me." We'll get taxed, or more likely our grandchildren will get taxed, to keep this abomination afloat.
The only way out is repeal.
You finally got all the way through healthcare.gov. You enrolled in a plan. You even gave them your bank account info for payment. You sit back and think, I'm insured!
Alas, you're probably not. Insured, that is. Chances are you're one of the "orphans," lost in bureaucratic limbo in the bowels of an HHS sub-basement.
Record-keeping snags could complicate the start of insurance coverage this month as millions of people begin using policies they purchased under President Barack Obama's health care overhaul.
Insurance companies are still trying to sort out cases of so-called health insurance orphans, customers for whom the government has a record that they enrolled, but the insurer does not. They are worried the process will grow more cumbersome as they deal with the flood of new customers who signed up in December as enrollment deadlines neared.
The companies also are seeing cases in which the government has assigned the same identification number to more than one person, as well as so-called "ghost" files in which the insurer has an enrollment record but the government does not.
But orphaned files — when the insurer has no record of enrollment — are particularly concerning because the companies have no automated way to identify the presumed policyholder. They say they have to manually compare the lists of enrollees the government sends them with their own records because the government never built an automated system that would do the work much faster.
"It's an ongoing concern," said Robert Zirkelbach, a spokesman for the industry trade group America's Health Insurance Plans. "Health plans can't process enrollments they haven't received from the exchange."
Insurers use the term "orphan" for the problematic files because they are referring to customers who have yet to find a home with the carrier they selected. The files have cropped up since enrollment began last fall through HealthCare.gov. The site was down an estimated 60 percent of the time in October.
Gee, if only there was a way to blame Chris Christie for this!
The good news is, it only takes a week to straighten out each orphan policy, after you convince the media to look into your case.
Among those who got lost in the paperwork confusion was cancer survivor Sharon Van Daele of Tucson, Ariz., who went back and forth between her insurer and the federal government for more than a week after her confirmation failed to arrive. Unable to get answers, she said it felt as if she had fallen into a black hole.
She started the year worried she was uninsured even though the HealthCare.gov website told her on Dec. 22 that she had successfully enrolled.
"I made all the deadlines, and then I tried to make my payment, but they wouldn't take it," said Van Daele.
Her case was finally resolved after an official from the federal Centers for Medicare and Medicaid Services contacted Van Daele directly, following an Associated Press inquiry to the agency's Washington press office.
Remember when you called your insurance agent if you had a problem? Now you have to call the Associated Press!
Meanwhile the media is fixated on Chris Christie's traffic jam. Which of course is a much bigger scandal than millions of Americans stuck in health insurance limbo. Because, he's a Republican!
The Obamacare rollout is an unmitigated disaster, affecting way more people for more harshly than any bogus "traffic study." Yet no one has been fired. There are no federal investigations. Not a single class action lawsuit has been filed.
The media sees nothing wrong, because they don't want to make Dear Leader
look bad. But eventually the truth will come out. It has to. Or America
really is doomed.